| PAYDAY LOANS |
| | Q. What is a payday loan or cash advance? | A. It is a fee-based loan of up to $3,000 (in Nevada). In exchange for the loan, you write us a post-dated check.
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| | Q. How long will it take me to get approved? | A. At most 24 hours after employment verification if you apply online. If you're in a hurry, you can come into one of our offices after filling out the online application, and you will be approved within 20 minutes of employment verification.
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| | Q. When do I have to pay the loan back? | A. Payment is due on your next payday. You can also get a loan extension if you need it.
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| | Q. How do I get my money? | A. If you need the money right away, you can come into our office and pick up a check. If convenience is more important to you, we can electronically deposit the money into your checking account. However, be aware that the electronic deposit process typically takes two business days to complete.
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| | Q. What can my payday loan be used for? | A. You can use your money for whatever you want.
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| | Q. Do I need collateral to get a cash advance? | A. No. Your check is your collateral.
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| | Q. How will I tell if I have been approved? | A. You can view the status of your application in your frogcenterpaydayloans.com account.
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| | Q. Do you allow extensions? | A. Yes, we allow loan extensions.
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| | | | | CONSOLIDATION LOANS |
| | Q. What is a consolidation loan? | A. It is a loan that will pay off your current payday loans and reduce your payments.
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| | Q. How long will it take me to get approved? | A. At most 24 hours after employment verification.
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| | Q. When are payments due? | A. Payments are due on your next payday.
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| | Q. What if I have bad credit? | A. The application process takes many things into account. We look for reasons to approve you, not to deny you.
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| | Q. Do I need collateral to get a consolidation loan? | A. No.
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| | Q. What can my consolidated loan be used for? | A. It must be used to pay off your payday loans or other types of credit.
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| | Q. How will I know if I have been approved? | A. You will receive an email informing you if you have been pre-approved or not.
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| | Q. Can I pay my loan back early? | A. Yes. Interest is earned on a daily basis, from the time you take out your loan until it is paid off.
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